PAYMAQ GROUP

Personal information you disclose to us: In a nutshell: We gather personal data that you provide us. When you register for an account on the Services, indicate that you are interested in learning more about us or our products and Services, engage in activities on the Services, or otherwise contact us, we may ask you for personal information, the specifics of how you interact with us and the Services, the decisions you make, and the goods and services you use. The following types of personal data may be included in the data we gather: Names, email addresses, phone numbers, usernames, passwords, billing addresses, contact information for verification, and debit/credit card numbers are just a few examples.
Payment Information: If you made purchases, we may verify information needed before we send your goods, such as your payment instrument number. All of the personal information you give us must be true, complete, and accurate, and you must let us know if any of it changes.

In a nutshell, we use your information to interact with you, to deliver, enhance, and manage our Services, to avoid fraud and security threats, and to comply with the law. With your permission, we may use use your information for other purposes. Depending on how you use our Services, we may process your personal information for a variety of purposes, such as: To make account creation, authentication, and account management easier. We may process your information to enable you to create and access your account and maintain the functionality of your account. To provide services to the user and to make such services available. In order to give you the service you've asked for, we might process your information. To reply to user questions and provide any needed customer help. We may use your information to answer requests from you and address any problems you might have with the • To provide you with administrative information. We may use your information to send you information about changes to our terms and conditions, our products and services, and other similar information. •To manage and fulfil your orders. To manage your orders, payments, returns, and exchanges placed through the Services, we may process your information. • To enable communications between users. If you decide to utilise any of our services that enable communication with another user, we may process the information you provide. • To ask for criticism. In order to contact you about your use of our Services and to solicit feedback, we may process your information as needed. • To send you marketing and advertising materials. If this is in conformity with your marketing preferences, we may process the personal information you submit us for marketing reasons. • To send you more tailored advertisements. We may use your data to create and present personalised content and advertising based on your preferences, location, and other factors. • To keep our Services safe. Your information may be processed as part of our efforts to maintain the security and safety of our Services, including fraud detection and prevention. • To spot usage patterns. To better understand how our Services are being used so we can improve them, we may process information about how you use them. • To evaluate the success of our marketing and publicity initiatives. In order to deliver marketing and promotional efforts that are most pertinent to you, we may process your information.to preserve or safeguard a person's important interests. When doing so is required to preserve or defend a person's vital interests, such as to stop harm, we may process your information.

In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e. legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfil our contractual obligations, to protect your rights, or to fulfil our legitimate business interests. If you are located in the EU or UK, this section applies to you. The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information: • Consent. We may process your information if you have given us permission (i.e. consent) to use your personal information for a specific purpose. You can withdraw your consent at any time. Learn more about withdrawing your consent. • Performance of a Contract. We may process your personal information when we believe it is necessary to fulfil our contractual obligations to you, including providing our Services or at your request prior to entering into a contract with you. • Legitimate Interests. We may process your information when we believe it is reasonably necessary to achieve our legitimate business interests and those interests do not outweigh your interests and fundamental rights and freedoms. For example, we may process your personal information for some of the purposes described in order to: • Send users information about special offers and discounts on our products and services • Develop and display personalised and relevant advertising content for our users • Analyse how our Services are used so we can improve them to engage and retain users • Support our marketing activities • Diagnose problems and/or prevent fraudulent activities • Understand how our users use our products and services so we can improve user experience ⚫ Legal Obligations. We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved. ■ Vital Interests. We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as situations involving potential threats to the safety of any person. In legal terms, we are generally the 'data controller under European data protection laws of the personal information described in this privacy notice, since we determine the means and/or purposes of the data processing we perform. This privacy notice does not apply to the personal information we process as a 'data processor on behalf of our customers. In those situations, the customer that we provide services to and with whom we have entered into a data processing agreement is the 'data controller' responsible for your personal information, and we merely process your information on their behalf in accordance with your instructions. If you want to know more about our customers' privacy practices, you should read their privacy policies and direct any questions you have to them. If you are located in Canada, this section applies to you. We may process your information if you have given us specific permission (i.e. express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e. implied consent). You can withdraw your consent at any time In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example: • If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way • For investigations and fraud detection and prevention • For business transactions provided certain conditions are met • If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim • For identifying injured, ill, or deceased persons and communicating with next of kin • If we have reasonable grounds to believe an individual has been, is, or may be victim of financial abuse • If it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province • If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of records • If it was produced by an individual in the course their employment, business, or profession and the collection is consistent with the purposes for which the information was produced . If the collection is solely for journalistic, artistic, or literary purposes If the information is publicly available and is specified by the regulations

In Short: We may share information in specific situations described in this section and/or with the following third parties. We may need to share your personal information in the following situations: • Business Transfers. We may share r transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or a portion of our business another company. racquisition of all • When we use Google Maps Platform APIs. We may share your information with certain Google Maps Platform APIs (e.g. Google Maps API, Places API). Affiliates. We may share your information with our affiliates, in which case we will require those affiliates honour this privacy notice. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us. • Business Partners. We may share your information with our business partners to offer you certain products, services, or promotions. • Other Users. When you share personal information (for example, by posting comments, contributions, or other content to the Services) or otherwise interact with public areas of the Services such personal information may he viewed by all users and may be publicly made available outside the Services in nernetuity Similarly other users will be able to http://www.paymaq.co

In Short: We are not responsible for the safety of any information that you share with third parties that we may link to or who advertise on our Services, but are not affiliated with, our Services. The Services may link to third-party websites, online services, or mobile applications and/or contain advertisements from third parties that are not affiliated with us and which may link to other websites, services, or applications. Accordingly, we do not make any guarantee regarding any such third parties, and we will not be liable for any loss or damage caused by the use of such third-party websites, services, or applications. The inclusion of a link towards a third-party website, service, or application does not imply an endorsement by us. We cannot guarantee the safety and privacy of data you provide to any third parties. Any data collected by third parties is not covered by this privacy notice. We are not responsible for the content or privacy and security practices and policies of any third parties, including other websites, services, or applications that may linked to or from the Services. You should review the policies of such third parties and contact them directly to respond to your questions.

In a nutshell, we may use cookies and other tracking technologies to collect and store your information. We may also use similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our cookie notice

In a nutshell, we keep your information for as long as necessary to fulfil the purposes outlined in this privacy notice unless otherwise required by law. We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than the period of time in which users have an account with us. When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymise such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

In a nutshell, we work to safeguard your personal data using a system of administrative and technical security controls. To ensure the security of any personal information we process, we have implemented necessary and reasonable organisational and technical security measures. No electronic transmission over the Internet or information storage technology, however, can be guaranteed to be 100% secure, so we are unable to promise or guarantee that hackers, cybercriminals, or other unauthorised third parties won't be able to circumvent our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, you bear all risks associated with sending personal information to or from our Services.

In a nutshell, We do not intentionally gather data from children under the age of 18 or market to them. By using the Services, you certify that you are at least 18 years old or that you are the parent or legal guardian of the minor dependent and agree to the use of the Services by the minor dependant. If we become aware that a user under the age of 18 has provided us with personal information, we will immediately deactivate the account and take reasonable steps to ensure that the information is removed from our files. Please email us at [email protected] if you learn of any information we may have acquired from anybody under the age of 18

In Short: In some regions, such as the European Economic Area (EEA), United Kingdom (UK), and Canada, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time. In some regions (like the EEA, UK, and Canada), you have certain rights under applicable data protection laws. These may include the right (1) to request access and obtain a copy of your personal information, () to request rectification or erasure; (II) to restrict the processing of your personal information; and (iv) if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE? below. We will consider and act upon any request in accordance with applicable data protection laws. If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your Member State data protection authority or UK data protection authority. If you are located in Switzerland, you may contact the Federal Data Protection and Information Commissioner. Withdrawing your consent: If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE? below. However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent. Opting out of marketing and promotional communications: You can unsubscribe from our marketing and promotional communications at any time by clicking on the unsubscribe link in the emails that we send, or by contacting us using the details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE? below. You will then be removed http://www.paymaq.co Account Information If you would at any time like to review or change the information in your account or terminate your account, you can: • Contact us using the contact information provided. [email protected] Upon your request to terminate your account, we will deactivate or delete your account and in formation from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with applicable legal requirements. Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. You may also opt out of interest-based advertising by advertisers on our Services.

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (DNT) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognising and implementing DNT signals has been finalised. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.

In Short: Yes, if you are a resident of Califomia, you are granted specific rights regarding access to your personal information. California Civil Code Section 1798.83, also known as the "Shine The Light law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below. If you are under 18 years of age, reside in California, and have a registered account with Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g. backups, etc.).